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California Bankruptcy Exemption Amounts Increase

Changes to California bankruptcy exemption laws, effective January 1, 2013, have increased some of the exemption amounts available to people filing for bankruptcy in California. What Are Bankruptcy...

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Bankruptcy v. Debt Settlement

ASK LEON  Bankruptcy expert Leon Bayer answers real-life questions. Dear Leon,  I’ve got trouble. I just got sued by a credit card company for around $9,000. I have one other delinquent credit card...

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Paying Off Credit Card Debt v. Filing for Bankruptcy

ASK LEON  Bankruptcy expert Leon Bayer answers real-life questions. Dear Leon,  I am making my credit card payments on time, but they are a substantial amount each month. Would it be a good idea to...

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FICO Provides Insight Into the Impact of Foreclosure, Bankruptcy, and...

The other day I listened in on a Making Home Affordable training webinar entitled The Impact of Mortgage Assistance on Credit. The training was particularly noteworthy because of its presenter:  Joanne...

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Payday Loan Terror Tactics

ASK LEON  Bankruptcy expert Leon Bayer answers real-life questions. Dear Leon,  I plan on filing for bankruptcy soon. I have a few payday loans that I have been rolling over and paying interest on. The...

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Can a Credit Card Debt Be Reported on a Child’s Credit Report?

ASK LEON  Bankruptcy expert Leon Bayer answers real-life questions. Dear Leon,  I got a Chapter 7 discharge about a year ago. Long before filing bankruptcy I got an extra credit card for my daughter to...

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Filing Your Income Taxes & Bankruptcy: What You Need to Know

The April 15th deadline is looming — it’s almost time to file your 2013 tax return. If you are struggling with debt and thinking about filing for bankruptcy, you may have some questions about how your...

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Preventing World War III: What Happens If Your Ex Gets a Tax Bill After You...

ASK LEON  Bankruptcy expert Leon Bayer answers real-life questions. Hi Leon, My domestic partner and I used to own a house together — we were both on the first mortgage and second mortgage home equity...

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Biggest Payday Loan Rip Offs: Idaho, South Dakota, Wisconsin, and Nevada

The Pew Charitable Trusts recently released a study of payday loan rates across the country. While payday loans are exorbitantly expensive wherever they are allowed (15 states don’t allow them), a...

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Help! I Got Notice That an Old Judgment Has Been Renewed

ASK LEON  Bankruptcy expert Leon Bayer answers real-life questions. Dear Leon,  About five years ago I moved to Nebraska from California. I just got a notice in the mail that a judgment obtained...

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